Business insurance

Enjoy peace of mind with our reliable, affordable, and customizable policies.

Rated 5/5 overall across 130+ Google reviews

Our insurance plans for your business needs are flexible and designed to get you the best coverage at the most reasonable rate in the market. We leverage technology and industry expertise to make your experience simple and effective.

Key person insurance

Key person insurance can support your business with a pay-out upon the death, disability or critical illness of an executive, enabling you to buy the company time until you find a new person for the position and get your business back on track. Whether you are running a small business or a large company, key person insurance can help you protect your business in an unexpected loss.

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Buy/sell agreements

A business agreement or will is used in partnerships such as the co-founding of a business to divide shares or interests in the event of a partner's death, departure, disability, critical illness or retirement. At Inforce Life, our experts will help you co-found your business or start a business partnership stress-free and risk-free. Our experts will find the best solution for your unique needs.

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Financial planning services

Our advisors at Inforce Life can help you analyze your business and recommend the right strategies to reach your goals with the minimum risk. With our range of advisory services which include risk management, regulatory compliance and operational efficiency improvement, we’ll help you find the right tools, resources, and potential business opportunities.

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Business succession planning

You've poured years of hard work into building and succeeding as an entrepreneur and business owner.  Proactively planning for the successful transition of your business whether transferring to your next generation, selling to an external party, or retiring, it's in your best interest to evaluate the options and deal with potential issues ahead of time. Without a proactive plan, you and your eventual estate can encounter unnecessary expense and aggravation during the transition processes. We're here to provide our knowledge and expertise to guide you through your plan!

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What people say about us

"It's been a privilege to partner with Inforce Life.  At Manulife one of our core values is to 'obsess about customers' and I've witnessed Inforce lead by example in putting their clients' — and their community's — needs at the forefront of their decisions."

James Richmond

National VP, Affinity Sales

"I've worked with Inforce Life since the beginning, they are a group of professional, dedicated and caring financial advisors with honourable goals of protecting families financially, and securing their futures."

Aula Izzat

Regional Sales Director, North East Ontario & Ottawa

"Inforce Life has shown a firm commitment to professionalism by encouraging their advisors to earn designations that increase their financial knowledge."

Sheila Godse

National Manager, Member Engagement

"I've had the pleasure of watching Inforce Life grow from a startup MGA to a significant player. I applaud them for their dedication to recruiting and their commitment to training and development. They create a culture that excels in personal development and give back to their community."

Michael Amo, FLMI

Director of Sales

"I've been in the industry for 20 years and know what success looks like and that's Inforce! Everyone should want to mimic Inforce for their own business. The Advisors that deal with Inforce get industry leading training, coaching and resources, in turn making them successful!"

Todd Straus, B.Comm

Director, Business Development Brokerage

"The management team at Inforce  Life run a first-class organization; they are 100% committed to the personal success of each team member and financial advisor and they are a people first company that embraces diversity. It’s a real pleasure supporting this team!"

Fraser Campbell

Regional Sales Director

Frequently asked questions

What should I look for in an MGA?

This is definitely an important question for the success and longevity of your practice! In short, here are 5 key items to look for as you select the MGA with whom you'll partner with for the growth of your business. (1) Look for an MGA who has a leadership team seasoned and successful in the business as advisors in their own right. (2) Review if the MGA has had a healthy year-over-year growth rate as an indicator of their stability and momentum in order to support you. (3) Check to see that the MGA has contracts with key insurers in the Canadian market and whether or not they are independent or a particular insurer has acquired some or all the stake in the MGA. (4) Do they have a fulsome training program which evidences their knowledge and connectivity in the industry? (5) And, look beyond the MGA towards what other projects they are involved with and how they give back to the communities they serve, this is a tell-tale sign that they are humans who care, and that will translate to their caring about you and your business.

What’s your vision?

Our vision is to become Canada’s strongest and most innovative distributor of financial services products. We aim to consistently provide our advisors with all of the support needed to thrive. We have a strong focus on building proprietary tools, advisor loyalty, and lead generation systems.

How big is your brokerage?

We launched in 2012 and have grown 12x, reaching 85+ advisors. We’re licensed in 6 provinces: British Columbia, Alberta, Ontario, New Brunswick, Nova Scotia, and Newfoundland and Labrador. We’re an agile brokerage with plenty of room for growth and innovation, and an unwavering commitment to rapid expansion.

What makes your brokerage different?

Our culture strikes the right balance between a family and corporate outlook. On top of that, we offer, HLLQP training programs, new advisor training programs, weekly CE credit programs, and high net worth client training programs. We leverage cutting-edge technology (such as Apexa and Wealth Serv) and provide incentive programs, marketing support, joint field work, and access to industry specialists and mentors.

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